Never expect medical emergencies to be announced. Unexpected medical expenses can lead to a significant decrease in savings. A good plan of health insurance can help protect your savings against these healthcare emergencies. Insurance companies offer a wide range of insurance policies for health that you can choose from based on your specific needs.
However, a married man with children would need a family floater policy to cover his needs as well as those of his family members. Extra Care insurance policies cover hospitalization costs if an existing plan of health insurance is not sufficient. This is why Columbia wellness coverage policies can provide a variety of features that will adequately cover your needs.
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Hospitalization expenses are paid when an insured is admitted to a hospital on the advice of a doctor for a medical condition or injury that occurred during the policy term. It includes room rent, boarding, ICU, and other costs. The insurance company will pay for all hospitalization costs, pre-and after-hospitalization expenses, regardless of whether it is standalone insurance such as the Health-Guard Policy or a comprehensive plan like Health Care Supreme.
Protection for the entire family:
A floater policy is essential for married couples. Bajaj Allianz Health Guard FamilyFloater option protects you and your family from medical expenses like hospitalization, doctor’s consultation, diagnostic tests or medicines, as well as ambulance costs. So you don't have to worry about running short of money when your family is being treated.
There are two types of the personal accident coverage: one that provides compensation for permanent, partial, and total disability in the event of an accident and another that covers expenses related to 15 critical illnesses such as cancer, heart attack, and Parkinson's disease. These add-on benefits can help you protect yourself in times of emergency.